Electricity Rates in Gary, IN
Northern Indiana Pub Serv Co residential rate
19.09¢/kWh
17.9% above the Indiana average of 16.19¢
Source: EIA, 2024 annual data · Northern Indiana Pub Serv Co serves 430648 residential customers
What Does Electricity Cost in Gary?
If you're a Northern Indiana Pub Serv Co customer in Gary, you pay an average of 19.09 cents per kilowatt-hour for residential electricity. That's notably higher than the Indiana state average of 16.19 cents, which means your appliances cost more to run than most people in your state.
Here's what that rate means in real dollars for common household appliances:
Monthly Appliance Costs at Gary's Rate
| Appliance | Typical Use | Monthly Cost in Gary |
|---|---|---|
| Space Heater | 8 hrs/day | $68.72 |
| Central Air Conditioner | 8 hrs/day | $160.36 |
| Refrigerator | 24 hrs/day | $24.74 |
| Dishwasher | 1 hrs/day | $10.31 |
| Electric Oven | 1 hrs/day | $14.32 |
| Clothes Washer | 1 hrs/day | $2.86 |
| Clothes Dryer | 1 hrs/day | $28.64 |
| 50-Inch LED TV | 5 hrs/day | $2.86 |
| LED Light Bulb | 6 hrs/day | $0.34 |
| Electric Water Heater | 3 hrs/day | $77.31 |
For a complete list of appliance costs at your rate, use the appliance cost calculator with Indiana selected.
Gary vs. Indiana Average
Indiana's average residential rate is 16.19 cents per kWh, but that average includes every utility in the state. Your actual cost depends on which utility serves your address.
| Gary (Northern Indiana Pub Serv Co) | Indiana Average | |
|---|---|---|
| Rate per kWh | 19.09¢ | 16.19¢ |
| Est. monthly bill (886 kWh) | $169 | $143 |
| Est. annual cost | $2030 | $1721 |
Based on the national average household consumption of 886 kWh/month. Your actual bill depends on your home's size, insulation, appliances, and habits. Use the bill estimator to get a more personalized estimate.
Calculate Your Cost in Gary
Tips for Lowering Your Bill in Gary
No matter what rate you pay, the biggest savings come from the biggest consumers. Heating and cooling account for nearly half the average electric bill, so start there.
- Set your thermostat to 68F in winter and 78F in summer. Each degree of adjustment saves about 3-5% on heating/cooling costs.
- Check your HVAC filter monthly. A dirty filter makes the system work harder, costing you $5-$15/month in wasted electricity.
- If your water heater is set above 120F, lower it. Each 10-degree reduction saves 3-5% on water heating costs.
- Switch any remaining incandescent bulbs to LED. Each bulb saves about $7/year.
For more specific strategies, see our guide on how to lower your electric bill.
See the full rate picture for your state on the Indiana electricity rates page.
Frequently Asked Questions
The average residential electricity rate in Gary is 19.09 cents per kWh, based on Northern Indiana Pub Serv Co's most recent annual data reported to the EIA. This rate reflects the average price including all charges (supply, delivery, and fees) divided by total kWh sold to residential customers.
Based on Gary's rate of 19.09 cents/kWh and the national average consumption of 886 kWh/month, a typical electric bill in Gary would be approximately $169/month or $2030/year. Your actual bill depends on your home's size, insulation quality, heating/cooling system, and appliance usage. Use the bill estimator to get a more accurate estimate based on your specific appliances.
The primary residential electricity provider in Gary is Northern Indiana Pub Serv Co, which serves approximately 430648 residential customers. Northern Indiana Pub Serv Co is investor owned-owned. Some areas may have additional providers or co-ops; check your bill to confirm which utility serves your specific address.
Rate data from the U.S. Energy Information Administration (EIA), 2024 annual data. Rates reflect average residential prices and may differ from your specific rate plan. See our full disclaimer.